Get paid to care for your family member in Indiana
You're already doing the work. Indiana has programs that can pay you for it.
Key facts
- Program
- Structured Family Caregiving (Health & Wellness Waiver)
- Typical pay
- a daily stipend — commonly reported around $50–$80/day depending on care level
- Spouses?
- Yes — Indiana is one of the few states that allows spouses to be paid caregivers under SFC.
- Live-in required?
- Yes — caregiver and care recipient must share a home.
How it works
Indiana runs one of the most established Structured Family Caregiving (SFC) programs in the country, under the Health & Wellness (formerly Aged & Disabled) Medicaid waiver. A family caregiver who lives with the person needing care receives a tax-advantaged daily stipend, paid through an approved SFC agency, plus coaching and support from a care team. The stipend has three levels based on how much help your loved one needs with daily activities.
Steps to get started
- Confirm your loved one has (or can qualify for) Indiana Medicaid and the Health & Wellness Waiver.
- You must live in the same home as the person you care for.
- Enroll through an approved SFC provider agency — they employ/contract you and pass the stipend through.
- Keep required daily care notes; a nurse and care coach check in regularly.
We'll find the money your family qualifies for
cares-ai is building a Caregiver Money companion: answer a few questions, see every program you may qualify for (Medicaid, VA, tax credits), and keep the care log these programs require — in one place. Join the waitlist and we'll email you as soon as the Indiana eligibility checker opens.
Common questions
Can spouses be paid caregivers in Indiana?
Yes — Indiana is one of the few states that allows spouses to be paid caregivers under SFC.
How much does it pay?
Structured Family Caregiving (Health & Wellness Waiver) pays a daily stipend — commonly reported around $50–$80/day depending on care level. Exact amounts depend on assessed care level and current program rates — treat published figures as estimates until confirmed in writing.
Do I have to live with the person I care for?
Yes — this program requires the caregiver and care recipient to share a home.
What documentation is required?
Nearly every caregiver-pay program requires ongoing documentation — daily care notes, timesheets or electronic visit verification, and periodic assessments. Missing or sloppy records are the #1 reason payments get delayed or clawed back. (Keeping this record effortless is exactly what cares-ai is building.)