Got a big or confusing bill — or a denial? We fight it. You pay only a share of what we save you — nothing if we can't help. Plus free tools to decode the bill, draft the appeal, and prep for the call.
Free review, no upfront charge · Pay only a share of what we save you · Admin only — never diagnosis
Most medical bills contain errors, and most denials are never appealed. cares-ai puts a calm, knowledgeable co-pilot in your pocket.
Paste the bill or EOB. Get line items and codes in plain English — and flags for likely errors like duplicate charges or upcoding.
A calm, factual appeal letter that cites the right reason and asks for a written response — ready to edit and send.
What to say, what to ask, and what to write down — so you walk into the phone call ready, not rattled.
Your records, organized — and a draft in hand when you need it.
Who's covered, your insurer, and your plan type. This grounds every answer.
Drop in the statement or explanation of benefits — exactly as it's written.
Plain-English read of the line items and codes, with anything worth questioning flagged.
A dated, professional appeal letter — and a record of every bill, claim, and response.
Appealing is your right — and it often works. cares-ai gives you the plain-English understanding, the draft, and the paper trail to push back, at a price that doesn't gatekeep.
Most people start with the contingency review — no upfront cost, you pay only a share of what we save you. The subscription is the optional add-on for the year-round toolkit.
Start with the contingency review — no upfront cost.
Start free, upgrade anytimeJust a label to start — you can add your insurer and plan anytime. Your records stay private to your account.
＋ Add insurer & plan (optional)Send us the bill for a free review. A reviewer negotiates it down with the provider or insurer. You only pay a share of what we save you — nothing if we can't help. No upfront charge.
See a sample outcome →
We'll ask you to securely share the bill after you submit — please don't paste the full document here. Administrative help, not legal advice.
Stay one step ahead of the bill.
Common ways to push back on a bill.
Your billing record, building over time. Tap an entry to ask about it.
Grounded in your household's insurer and plan. Plain English, your-side — and it points you to a pro when a dispute needs one.
Paste a statement or explanation of benefits. Get it back in plain English with anything worth questioning flagged.
Keep every bill, EOB, claim, appeal, and note in one place.
Calm, factual, dated. Pick the denial reason and I'll write a first draft you can edit and send.
Got a big or confusing bill? Send it for a free review. A reviewer negotiates it down — you pay a share of what we save you, nothing if we can't help. No upfront charge.
Bundle your bill decode, your appeal, and a clean cover summary into one case packet to send — plus unlimited decodes and appeal drafts and records export.
Cancel anytime · Free plan keeps your records, daily questions & one decode. Appealing is your right — and it often works.